What are my chances?

 

1. Nearly 50% of all individuals 35 or younger will be disabled for 90 days or longer prior to age 65.

-Source: Commissioners Individual Disability Table A, as reported in "Best's Policy Reports," February 2019.

 

2. Approximately 30% of all people age 35 - 65 will suffer a disability for at least 90 days, about 1 in 5 can expect to become disabled for 2 years or more.    

-Source: Health Insurance Association of America; The New York Times, February 2000; As published in The JHA Disability Fact Book, 2008 Edition

 

3. Consider the odds...During your working years it is more likely you will face a disability than die. In fact, at no age is the risk of death greater than the risk of becoming disabled. For a male, age 35, the odds are nearly 2 to 1; for a female, age 35, almost 3 to 1.

 

Over 1 billion people live with some form of disability.

The number of people with a disability are dramatically increasing. This is due to demographic trends and increases in chronic health conditions, among other causes.

Almost everyone is likely to experience some form of disability – temporary or permanent – at some point in life.

People with a disability are disproportionately affected during the COVID-19 pandemic.

 

Disability insurance is likely more affordable than you realize. Contact us today for a personalized quote.